Kevin Calisher - What Everyone Ought to Know About Financial Planning

Kevin Calisher is a Business Administrator and a Healthcare Consultant. He is the President and Chief Operating Officer of Calisher and Associates, Inc. He believes that financial planning is important especially for investors and entrepreneurs. Also, studies show that a comprehensive financial plan can benefit people at all income levels.

Financial planning will help to map out the financial future while taking into consideration the assets of an individual or business, liabilities and credit standing. Having a financial plan will also make it easier for an individual to make smart financial decisions.

A financial plan will allow you to have a definite form of financial control and help you to define your financial goals. It will also help you to reduce the impact of any unforeseen financial crisis.

It will help you to develop spending budgets that matches your financial goal. A financial plan will help you to easily access your cash flow to find out if you are spending more money than you are earning.
A financial plan encompasses both long term and short term goals. It will help you to measure your progress and make a clear, sensible and realistic financial roadmap to your financial independence

Developing a comprehensive personal or business financial plan is a vital key to a successful future.
Kevin Calisher is the President and the Chief Operating Officer of Calisher and Associates, Inc. He graduated Magna Cum Laude with a Bachelor of Science degree in Business Administration with emphasis in Management from California State University, Long Beach, in 2004. He is a member of Beta Gamma Sigma Business Honors Society.

Kevin Calisher - Tips For The New Snowboarder

When he is not working, Kevin Calisher loves to jump on his snowboard and feel the adrenaline rush that can only be provided by a stint on the slopes. However, it is also natural for those who are new to the sport to feel a little intimidated by it, which is why he has the following tips for those who are trying it for the first time.

Get Protective Gear
Having protective gear is not only essential from a personal safety standpoint, it can also help you to learn faster. Those first few falls are going to be a painful experience if you don’t have the right gear. Even if you don’t seriously hurt yourself, you may find yourself being a little more timid in your approach, thus slowing down the learning process.

Learn Your Stance
Your stance is going to be one of the most important things you learn as a snowboarder. Understand the difference between riding “goofy” and “regular”, experimenting with both to find which suits you best. A simple tip for figuring out which you’re best suited for is to consider which foot you would put forward first if you ran and slid on the ice. If it’s your right you are suited to the goofy stance and vice-versa if you go left.

Keep Practicing
Kevin Calisher understands that the earliest sessions are always the toughest. However, you must persevere in order to truly appreciate the sport. Expect to fall down a lot and spend time experimenting. You will soon get the hang of things and discover exactly what the sport has to offer you.